Written by Mark Hergert
Published on 19 August 2010 Hits: 6658
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Poor Credit History Auto & Truck Loans

Auto Credit Financial ®

Poor Credit History Auto Loans

 

Our auto financing options are specially designed for individuals who have a less than perfect credit rating.  This allows them to obtain their car with affordable rates, while re-establishing their credit.

An affordable auto finance loan can offer a second chance to people who would like to start out fresh, make timely payments, and rebuild a strong credit score (FICO). Our national network of lenders believes that bad credit and low interest rates can go hand in hand. Your rate may be a bit higher than average, but they will be affordable.

Will you need a cosigner if you have bad credit? Sometimes, but nevertheless, there certainly are plenty of no cosigner car, auto & truck loans available. How, you ask?

Our lender network of more than 400 auto lenders and dealerships nationally almost always has auto loans with no co-signer options available. It really depends on your own circumstances and how low your credit rating really is.

The lender or dealership will do a credit check, look at your credit score and give you more than one option. These options could involve a cosigner, a down payment, or neither if your income makes up the difference to make the lender feel secure.

 What is a Bad Credit Auto Loan?

Bad credit auto loans are specially designed for individuals who can't get pre approved for an auto loan with customary lending sources; for instance credit unions, local banks, or the lending arms of auto manufacturers. These lending sources generally don't lend to individuals with low or bad credit history, recent bankruptcy, low earnings, low down payment, or previous vehicle recovery. That being said, many dealerships have a special finance department in place to facilitate auto loans for bad credit for people that have a less than perfect credit history.

How do I Get Eligible for a Bad Credit Auto Loan?

The essential qualifications are:

  • Monthly provable earnings of minimum $1,800 monthly gross income.
  • Presently reside in the United States.
  • American or Canadian citizen or legal resident.
  • Capable of getting automobile insurance.
  • Permanent employment or guaranteed fixed earnings for the term of the loan.
  • Most lenders need a working phone number and proof of residence, for instance a utility bill or credit card statement.
    Auto Credit Financial®
  • 1997-2023
 
Written by Mark Hergert
Published on 18 August 2010 Hits: 7612
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 Search Thousands of Used Vehicles in Oregon!

Portland, Salem, Eugene, Roseburg, Medford, Canyonville.

Auto Credit Financial of Oregon ®

Oregon Bad Credit Auto Loan

Auto Credit Financial Services has been assisting clients in Oregon for over 20 years. We understand the economy here and we will work hard to get you the auto financing decision that meets your needs.

We provide car and truck financing for people with bad credit, no credit or who are in bankruptcy, helping to re-build or re-establish your credit. Our financing programs include military personnel, self employed persons, first time buyers, students and 1099 contractors.  

Search Inventory Nationwide

Search Oregon for Used Cars

We only work with new & used auto dealers that have a stringent 95% or higher customer service index score for customer service satisfaction and they must have at least 6 special finance sub-prime lenders currently active at the dealership.

We have an extensive network of lenders and dealers across Oregon that understand the hardships and obstacles facing customers with a poor credit history.  

 

Canyonville, Oregon

History

Canyonville_Oregon Bad Credit Auto Truck Loans

Oregon Auto Loans,AutoCreditFinancial.us

Downtown Canyonville, Oregon 2009

In Memory of Paul & Mary Hergert

"The Pastime Tavern" Canyonville Oregon.

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a Mark Hergert Company

1997-2023

 
Written by Mark Hergert
Published on 18 August 2010 Hits: 5841
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New York Auto, Car & Truck Loans

 

New York Auto Loans | Buffalo Bad Credit Auto Loans | Albany Used Car Loans | Manhattan Automobile Financing

 

Reliable transportation is a necessity of life and shouldn't be a frustrating experience.  Busing from auto dealer to auto dealer, filling out credit applications and getting declined is hard on you and and even hard on your credit score.

If you have been turned down for auto financing because of bad or poor credit, we're here to help.  Auto Credit Financial of New York specializes in providing automobile financing for people with bad credit histories.  Whether you have bad credit or no credit, we can help you get the financing you need and deserve.

Using our easy and quick application, you can apply for loans online.  With same day approval, often with no money down and low rates why would you go anywhere else? We also provide financing for the self-employed, 1099 employees, military, students and first time buyers.

 
New York Auto Loans
We have trusted relationships with local dealers, lenders and financial institutions.  By allowing the lenders and dealers to compete with each other, we can offer you the best quote as per your requirements and budget.
There are various car financing or refinancing options available for you, depending on your situation.  For instance, if you're a student and cannot afford to buy a car with cash, you can opt for available student car loans, which a lot of people don't know about. Similarly there are many other types of loan such as no credit check car loans, car title loans, etc.
Working with New York Auto Buyers for 25 Years
Auto Credit Financial covers a wide area in the State of New York with an extensive network of dealers and lenders to get you quick approval, no matter your credit situation.  Applying for our secure online application can help you get the car finance approved in minutes.
Auto Credit Financial of New York
Auto Credit Financial of New York
 
 
 
Auto Credit Financial of New York ®
A Mark Hergert Company
 
Written by Mark Hergert
Published on 18 August 2010 Hits: 34161
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Search 1000's of Vehicles Near You

Auto Credit Financial of Seattle
 

 

 

 

Seattle Inventory Search

 

Auto Credit Financial of Seattle Washington provides car and truck financing for people with bad credit, no credit or who are in bankruptcy.  We provide auto financing for military personnel, self employed persons, first time buyers, students and 1099 contractors, helping you to re-build or re-establish your credit.  

Our extensive network of dealers and lenders covers the state.  We can help you whether you're in Seattle or Spokane.  We have over 20 years experience helping people with poor or bad credit obtain auto financing with low interest rates.  With fast same day approval, why would you apply anywhere else?

Seattle Car Loans

 

Now that you have the financing, you need a car.  We have a database of new & used cars & trucks that covers all 50 States You can choose the vehicle that you want and the payment options that meets your budget. Start looking for a new or used vehicle and get pre-approved online on our safe and secure credit application.

100% guaranteed approval

Auto Credit Financial of Seattle Washington has been providing financing, and education to residents statewide from Kirkland to Issaquah, Bellingham to Seattle, Bothell to Duvall, Olympia to Spokane for over 20 years.

Auto Credit Financial®

Auto Credit Financial of Seattle

Mark Hergert Company

1997-2023

 
Written by Mark Hergert
Published on 18 August 2010 Hits: 8284
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Dallas Fort Worth

Bad Credit Auto,Truck Loans

 

applynow999

 

Are you looking to purchase a vehicle? Has the struggling economy put a few marks on your credit? Has a bankruptcy, foreclosure, or even a repossession kept you from getting that transportation you might desperately need?

  

In Texas you need to have a safe and reliable vehicle, it's a necessity of life. Unfortunately, it can be difficult in today's economy to afford one. Especially if you're one of millions of Americans who have bad or poor credit.

Auto Credit Financial of Texas has been helping Texans re-build or re-establish their credit. We've been in business for 25 years helping people get quick auto financing with low rates and terms designed to help you. We specialize in helping the self-employed, military personnel, students, first time buyers and 1099 contractors get pre-approved financing and get on the road quickly.

Use our online financing application and receive quick, same day approval. Auto Credit Financial of Texas offers low rates and no money down loans that will help you get behind the wheel and get on with life.

SearchUsedVehicles

Now that you have the auto financing, you need a car.  Search our online database for new & used cars & trucks nationwide.  You can get a free online price quote on all domestic and foreign makes and models with the best prices and lowest rates.  

 

texas auto car and truck loans

a Mark Hergert Company 1997-2023

 

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What's My Payment?

Down Payment($):
Auto loan amount ($):
Your Credit Rating:
Interest rate (%):
Auto loan term (months):

Credit Information Before You Buy

AUTOLOAN

After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.