Mark Hergert CEO | Auto Loans for the Self-Employed

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Mark Hergert, CEO of Auto Credit Financial, is dedicated to helping people from all walks of life find affordable auto loans on high-quality vehicles. He specializes in helping people with credit issues, but also has the experience to help people in unique situations. For example, Mark is the nation’s go-to source for auto loans for self-employed individuals.

Auto Loans for the Self-Employed

b2ap3_thumbnail_Auto-Credit-Financial-Self-Employed-Loans.jpgSelf-employment allows you to live life on your own terms. You can work as much or as little as you want, and you never have to worry about vacation days, unreasonable bosses, or annoying co-workers. But it’s not a dream job either. You have to be self-motivated, disciplined, and able to deal with unique challenges. One of those challenges is finding an affordable auto loan.

Because self-employed people don’t make a regular, predictable income, many lenders are cautious. Mark Hergert, however, is here to help.

When you work with Mark’s company, Auto Credit Financial, you’ll have access to many options, including 1099 or Self-Employed Car Loans. These loans give self-employed people the chance to drive quality vehicles with a manageable monthly payment.

There are also options like the “flexible method of payment”. This system is perfect for the self-employed, because it allows borrowers to make payments that fit each month. If a self-employed individual has a good month, he or she can pay extra on the loan balance. Paying more during a good month allows the borrower to pay less if a slow month comes around.

“Payment holidays” are another important choice for self-employed borrowers. If the borrower’s business takes a turn for the worse, he or she can take a month off from payments. This will need to be discussed with the lender beforehand, but it can make a big difference in the monthly budget for any self-employed person.

For almost all other loans, the “flexible method of payments” and the “payment holidays” options would not be allowed by the lender. These are benefits that are only allowed under special circumstances and are reserved for unique cases like people who are self-employed.

Find Your Self-Employed Loan

If you’re self-employed, work with Auto Credit Financial and get the car loan you deserve.

Fill out a Pre-Approval Form or take a look at our current inventory of cars, trucks, and SUVs. We have the right vehicle waiting for you, and we’ll be able to help you get affordable, auto loans, even if you’re self-employed.

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Credit Information Before You Buy


After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.